Financial Projection
| Metric | Now | 10yr | 20yr | 30yr |
|---|---|---|---|---|
| Net Worth | $50k | $282k | $579k | $964k |
| Total Assets | $55k | $287k | $584k | $969k |
| Total Debts | $5k | $5k | $5k | $5k |
⭐ $100k net worth in ~2.4 years
⭐ $250k net worth in ~8.8 years
Asset Growth Projections
| Account | Now | 10yr | 20yr | 30yr |
|---|---|---|---|---|
| Savings Account | $5k | $205k | $448k | $746k |
| TFSA | $22k | $36k | $60k | $98k |
| RRSP | $28k | $46k | $76k | $125k |
Assets
Debts
Income
Expenses
Property
Add your home or other properties to see your full net worth.
Stocks & Equity
Track your stock and equity holdings to include them in your net worth.
Net Worth
$0
Your net worth is positive at $50,000 — your assets outweigh your debts.
$55k savings - $5k debts
Your total assets minus total debts. This is a snapshot — it changes as you pay down debts and grow savings.
Monthly Surplus
$0
You're spending less than you earn each month — that $1,495 surplus is building your future.
At this pace, you'll add $17,946 to your wealth this year.
You're saving 39% of your income — that's excellent financial discipline.
$4k after-tax income - $2k expenses → $1k/mo to Savings Account
How much more you earn than you spend each month, after estimated taxes. A positive surplus means you're building wealth.
Estimated Tax
$0
14.5% effective rate
Your effective tax rate is 14.5% — that's $7,854 annually in estimated taxes.
$5k gross - $655 tax = $4k/mo
Estimated annual income tax based on your income, income types, and selected country/jurisdiction. This is a rough estimate — consult a tax professional for accuracy.
Financial Runway
0.0 mo
That's about 1.9 years of expenses covered — a strong safety net.
$55k liquid / $2k/mo expenses
How many months your liquid assets could cover your expenses. 3–6 months is a solid emergency fund.
Debt-to-Asset Ratio
0.00
Your debts are less than 25% of your assets — that's a very strong financial position.
$5k debts / $55k assets
Your total debts divided by your total assets. A lower ratio means stronger financial footing. Mortgages often push this higher — that's normal.